The Blue Cross Blue Shield Exchanges

Your Health Insurance options

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What are the Blue Cross Blue Shield Exchanges?

The Blue Cross Blue Shield Exchanges are a group of health insurance exchanges created by the Patient Protection and Affordable Care Act.

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What is the Purpose of the Exchanges?

The Blue Cross Blue Shield Exchanges are state-level health insurance marketplaces where people can purchase health insurance

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How do the Exchanges Work?

The exchanges are a key part of the Affordable Care Act, and they work by allowing people to shop for health insurance plans in a competitive marketplace

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What are the Eligibility Requirements for the Exchanges?

Be a U.S. Citizen or National, or be lawfully present in the U.S.

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No 1

What are the Eligibility Requirements for the Exchanges?

Have individual health insurance coverage that is not eligible for a subsidy through the Marketplaces

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No 2

What are the Eligibility Requirements for the Exchanges?

Not have access to affordable coverage through an employer or government program

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No 3

What are the Eligibility Requirements for the Exchanges?

Apply through the Exchange website

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No 4

How to Apply for Coverage through the Exchanges

Visit the website of your state’s Exchange. You can find a list of state Exchanges at www.healthcare.gov

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No 1

How to Apply for Coverage through the Exchanges

Create an account and fill out your application. You will need to provide some basic information about yourself and your family, including your income.

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No 2

How to Apply for Coverage through the Exchanges

Compare plans and choose the one that’s right for you.

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No 3

How to Apply for Coverage through the Exchanges

Enroll in a plan and start using your new coverage!

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No 4

What Plans are Offered through the Exchanges?

The Federal and State Blue Cross Blue Shield Exchanges offer a variety of plans for individuals, families, and small businesses. The plans are divided into four tiers:

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What Plans are Offered through the Exchanges?

The lowest monthly premiums but also have the highest out-of-pocket costs

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No. 1 Bronze plans

What Plans are Offered through the Exchanges?

Silver plans have higher monthly premiums than Bronze plans but lower out-of-pocket costs.

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No. 2 Silver plans

What Plans are Offered through the Exchanges?

Gold plans have the highest monthly premiums but also have the lowest out-of-pocket costs

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No. 3 Silver plans

What Plans are Offered through the Exchanges?

Platinum plans have the highest monthly premiums and out-of-pocket costs.

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 No. 4 Platinum plans

How Much will Coverage Cost through the Exchanges?

Blue Cross Blue Shield exchanges, you can get quality coverage at a price that fits your budget.

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What are the Benefits of having Coverage through the Exchanges?

Benefits such as screenings and vaccinations, which can help you stay healthy. And if you do get sick or injured, your health insurance will help pay for the cost of treatment

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THE END

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